U.S. Department of Housing and Urban Development (HUD) – HUD is the federal organization that is responsible for national policies and programs related to meeting communities housing needs, enforce housing laws, and ensure fair housing. One of HUD's primary responsibilities is meeting the needs of people who are low income, elderly or disabled. HUD funds many affordable housing initiatives and is a good resource for affordable housing.
Housing Choice Vouchers – HUD provides housing choice vouchers to help people with very low income, the elderly, and disabled to afford decent, safe housing in the private market. Waitlists for these vouchers can be long, and at times are closed. Local Public Housing Authorities may give preferences to applicants who meet specific criteria outlined by HUD. To find out more about who administers Housing Choice Vouchers in your area click here.
Fact Sheet for HUD Assisted Residents – The fact sheet provides information regarding how your rent is determined in Section 8 project based properties. Download the fact sheet below.
Enterprise Income Verification – The Enterprise Income Verification system is a web-based computer system containing employment and income information for individuals participating in HUD's rental assistance programs. Your landlord may, depending on how the property is funded, use this system to verify your income and employment information. A brochure can be downloaded below provide additional information about your rights regarding this information.
HUD Resident Rights and Responsibilities – Residents living in HUD assisted programs have certain rights and responsibilities. A brochure regarding this information can be downloaded below.
HUD Fair Market Rents – Fair Market Rents (FMRs) are primarily used to determine payment standard amounts for the Housing Choice Voucher program, to determine initial renewal rents for some expiring project-based Section 8 contracts, and to determine initial rents for housing assistance payment (HAP) contracts. Fair Market Rates are gross rent estimates. They include the shelter rent plus the cost of all tenant-paid utilities, except telephones, cable or satellite television service, and internet service. HUD sets FMRs to assure that a sufficient supply of rental housing is available to program participants. To accomplish this objective, FMRs must be both high enough to permit a selection of units and neighborhoods, and low enough to serve as many low income families as possible. You can determine what the Fair Market Rent is for your area by clicking here, and choosing Individual Area Final FY2016 FMR Documentation and entering your state and county.
HUD Income Limits and Eligibility for Affordable Housing – Affordable properties funded by HUD are required to rent to only individuals or families that meet certain income guidelines. HUD uses the Area Median Income to determine eligibility for affordable housing. HUD estimates the median family income for an area in the current year and adjusts that amount for different family sizes so that family incomes may be expressed as a percentage of the area median income. Income maximums are dependent on the type of funding the property developer received from HUD at the time the property was built. The units funded through HUD can only be rented to individuals or families who are at or below those income limits. Household income is determined by assessing income of all adults in the household (total household income), savings, resources, and a variety of different factors that affect what is considered allowable income. Attached are the income limits for Fiscal Year 2015 for Monroe, Wayne, Ontario and Genesee counties as determined by HUD. The chart is divided into the number of people in the household and different percentages of the Area Median Income. By reviewing the attached chart you can get an idea of what you may qualify for. This is meant only as a guideline. Only the property manager can determine your eligibility for a specific unit. Many different types of information are needed to determine the actual household income. Your unique circumstances will be taken into account when the property manager determines your eligibility. Income Limits can be calculated for alternate counties by clicking here, choosing FY2015 Income Limits and entering the state and your county.